Last Updated: November 2025

Effective Date: Immediately

This Billing Policy explains how subscriptions, payments, renewals, and cancellations work on Ludoria Design (“we”, “our”, “us”).

By subscribing to our Pro Plan or making any payment on the platform, you agree to all terms below.

1. Subscription Plans

Ludoria Design offers a monthly or yearly Pro Plan that provides access to additional features beyond the free tier.

• Plan details, features, and pricing are shown on our website.
• We may update features or pricing at any time with prior notice.

2. Payment Processing (Gumroad)

All payments are processed securely through Gumroad, our authorized payment provider.

We do not store or process:

• Credit card information
• Billing addresses
• Payment method details

Your payment information is handled exclusively by Gumroad under their own security and compliance framework.

3. Automatic Renewals

Subscriptions renew automatically each billing period (monthly or yearly) until canceled.

On renewal:

• Your payment method is charged automatically
• You receive uninterrupted access to Pro features
• Renewal dates follow your original subscription date

If payment fails, your access to Pro features may be suspended.

4. Billing Date

Your billing cycle begins on the day you first subscribe. For monthly plans, charges recur on the same day each month. For yearly plans, charges recur annually on the same date.

Gumroad may adjust this date slightly depending on time zones and card processing rules.

5. Cancellation Policy

You may cancel your subscription at any time.

When you cancel:

• You will keep access to Pro features until the end of your current billing period
• You will not be charged again
• No partial refunds are given for unused time

Canceling your account does not automatically refund previous charges.

6. No Refunds

Ludoria Design operates with a strict no-refund policy. By subscribing, you acknowledge that all payments are final.

This includes:

• Monthly fees
• Renewals
• Accidental purchases
• Unused subscription periods

For more details, see our Refund Policy.

7. Failed or Declined Payments

If a renewal payment fails:

• Gumroad will retry the payment automatically
• Your Pro access may be paused
• You may lose access to certain features until payment succeeds

If payment cannot be completed after multiple attempts, the system may automatically downgrade your account to the free plan.

8. Price Changes

We may update subscription pricing at any time. If we change prices:

• You will be notified in advance
• The new price will apply to your next billing cycle
• You may cancel your subscription before the new price takes effect

9. Taxes

Depending on your location, Gumroad may apply:

• VAT
• GST
• Sales tax

All tax calculations are handled directly by Gumroad.

10. Billing Support

For billing questions or issues with your subscription, please contact us at:

ludoriadesign@gmail.com